There's hardly a comparison between an HK94 style gun and a SUB-2000, aside from them being in the same class and caliber. Even so, HK94 style guns are few and expensive no matter what the make. I'd personally hunt down an Uzi Carbine for a decent price and be content. The USC, the civilian UMP, is surely fine too, but the cost of .45 ACP ammo as a civ is significantly higher than 9mm with not much more penetrative or ballistic power. My thought is that you don't really go for a 9mm or any pistol caliber subgun unless you don't want to penetrate something, which is a real concern for police agencies, so they still do have a niche.
If you absolutely have to have decent penetration, get a mid-powered rifle caliber carbine of some sort in a common caliber (AR-15 in 5.56 for example). Ammo costs will be more reasonable than PDW calibers and it offers more penetrative potential than pistol caliber carbines.
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