I would be uncomfortably carrying less than 15 rounds, minimum, myself. When I carry, it'll be an automatic, so I reckon I'll carry a spare magazine unless I have absolutely no choice.
Thinking about it, I might have to go with a small-ish .380 or something at first, since chances are good I'll be getting an internship in the fall that requires I not only travel through some shitty parts of Houston, but also wear slacks and a tie every day
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