It's a personal choice. Ultimately a person will go with what they like.
I usually carry a S&W Model 49 Bodyguard. Especially in the summer when an ankle holster is the best way to go. It isn't an ideal carry method, but it's easy to conceal and at least I still have something.
In the winter when sweaters and coats are the norm I will go with either my GLOCK 26 or GLOCK 19 on my belt. Just depends on my mood. I always carry a reload as well.
I like a handgun that is compact and relatively light to carry. 9mm and 38 +P Special is good for me.
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