Well I plan to get the XD-M later on. 19+1 rounds of 9mm.

9 rounds of 45 is enough for me. I like the single stack 1911s, a doub le stack just woldn't fit in the hand the same way. Not an XD fan, but thats cause i dont like striker fired guns, triggers feel weird. The XD is miles above the BLOCK series though.

I live in a state where winter clothing is suicide, because of how freaking hot it is here. I guess it might be different in Florida than in states where weather actually changes. If it's cold and you can wear a jacket, it's a lot easier, but in a t-shirt and shorts, you run into some problems.

I usually wear a light jacket in summer and a heavy one in winter, and both hide the holster I wear on my hip. So it works decent for me. You can see a little bit of the holster sticking out of the light jacker, but not enough for anyone to care. Also, I've though about getting a small-of-the-back holster that cants the gun horizontally, like the holster the Punisher used. It hid his .45 pretty well.

In the summer and spring time, after I saw Man on Fire, I wore a t-shirt and a button shirt over it and my weapon in a holster to my side. The shirt blocks it most of the time

If I owned one here in New York, I'd get the neutered 10 round magazine. Unless I bought it from someone who already owned a 19-rounder.

Then carry extra magazines and do combat load. Or in that case, just go with a .45 since the reason I want a 9mm is for the magazine capacity

I actually practice tactical pistol reloads and if the mag well is big enough and I have something like a good magazine holder, I do pretty well.

No joke I had a one second reload once. I was in awe and forgot to shoot for a minute. :o. Everything just flowed perfectly smooth. I've done good reload before, but I think that one took the gold. I was shooting a customers USP-45 and he gave a spare magazine. I've also done good reloads with Glocks, but the 1st gens have magazines that fall out slow because they expand from being loaded, so only the newer gen guns do reloads right.

A single stack 1911 without a bevelled magazine well though, is damn near impossible to reload fast, you're trying to put the magazine into too small a hole too fast (no "that's what she said jokes", please :rolleyes:). I take around 1-2 extra seconds trying to stick the magazine in and get the catch to grab hold.

If you need more than a mag i think running is a better choice to stay alive. Don't get me wrong, carry extra mags, just know your limitations.

Of course, you wouldn't just stand out in the open and dump every round you had on you, likely you'd take cover and run.